Home Insurance
Protect your home and everything you love at
₡1,700 per million in home value per month
UNISERSE connects you with the best insurance companies
to protect your home against fires, burglaries, floods, earthquakes, and much more.
Key Benefits of Our Home Insurance Policies
Coverage against fire, lightning, and explosion
Protection against tremors, earthquakes, landslides, floods, and hurricanes
Protection against riots, malicious acts, vandalism, or terrorism
24/7 Home Assistance (locksmith, plumbing, electrical, medical advice)
Content Coverage (household appliances, furniture, jewelry, home office equipment)
Family Civil Liability for Damages to Third Parties
Automatic Adjustment of the Sum Insured
Coverage for Single-Family Homes or Condominiums
Why Insure Your Home with UNISERSE?
We partner with the country's leading insurance companies (INS, ASSA, Mapfre, Davivienda, MNK, and LAFISE)
Plans in colones or dollars, with affordable deductibles and customized coverage
Advice on how to determine the insurable value of your home
Comprehensive support from the quote to the claim
What Our Customers Say
“During last year’s rains, we experienced flooding and sustained a lot of damage. Thanks to the insurance policy we had with UNISERSE, we were able to begin the claims process in less than 72 hours. What exemplary service!”
“The agent explained everything to us very clearly—he helped us choose exactly what we needed. For the first time, I was able to easily and simply—yet very professionally—understand everything this insurance covers, and best of all, at a super affordable price.”
Get a quote today and receive:
• Free risk assessment for your property
• Recommendations on insurance amounts and coverage
• Comparison of offers from 3 or more insurers in a single step
Backed by the country's leading insurance companies
Would you like more information? We're here to help.
Click here: +506-8647-3773
Hotline
Click here: +506-2519-4500
Click here: info@uniserse.com
Frequently Asked Questions
What types of homes can be insured?
Houses, apartments, and residences located in condominiums can be insured, whether they are used as a primary residence, a vacation home, or are rented out.
Is it mandatory to insure both the contents and the building?
No. You can choose one, both, or include supplemental coverage.
What happens if I have other insurance?
You can supplement it or compare it with a more comprehensive one. We're here to help.
What happens if I have a mortgage and the bank has taken out insurance on the house?
You can supplement it or compare it with a more comprehensive one. We're here to help.
What happens if I rent out my house or if it's vacant?
You must notify the insurer when you purchase the policy. Some insurers impose special conditions for rental properties or homes that have been vacant for more than a certain period of time.
Protect your home for as little as ₡1,700 per million in value each month
Protection against tremors, earthquakes, landslides, floods, and hurricanes
Protection against riots, malicious acts, vandalism, or terrorism
24/7 Home Assistance (locksmith, plumbing, electrical, medical advice)