Frequently Asked Questions

¿Quién es UNISERSE?

Es una empresa, constituida legalmente el 30-05-1996, con cédula jurídica 3-101-186881, cuyo objeto social único es la intermediación de seguros bajo la figura de Correduría de Seguros; debidamente autorizada por la Superintendencia de Seguros de Costa Rica (SUGESE) mediante la licencia SC-12-115 para hacer oferta pública y negocios de seguros en los términos de la Ley 8653

Why choose Uniserse?

Because we are a leading company in the insurance market in Costa Rica, which for many years has provided expert advice, customized solutions and after sales service under the firm conviction of promoting peace of mind and building long term relationships with our customers through a quality service
, closeness, passion, respect, creativity and innovation in the field of insurance.

What does Uniserse do?

We are a company that brings together a team of professional insurance advisors called Insurance Brokers, who with the support of an interdisciplinary support team in different operational areas, works for you, advising and managing your insurance programs.

What is an Insurance Broker?

It is a professional insurance specialist, duly authorized and accredited by the Superintendence of Insurance of Costa Rica (SUGESE), which helps you find the best insurance for your needs and budget, comparing options from different companies and giving you impartial and personalized advice. If you want to meet our brokers visit the Brokers section.

Which insurers does Uniserse represent?

We represent the 12 insurance companies authorized and accredited by the Superintendence of Insurance of Costa Rica (SUGESE) to make public offerings in Costa Rica. To know who they are, we invite you to visit the Insurance Companies section.

What types of insurance can I purchase through Uniserse?

Our market today has a very broad insurance offer comprising more than 800 products, classified into Personal insurance (Life, Medical Expenses, Accidents, etc.) and General insurance (Automobile, Fire and other risks for Home, Business and Industry, Travelers, Civil Liability, etc.).

Does Uniserse charge for its services?

Uniserse does not charge for its services to its clients. Our income comes from commissions paid by insurance companies for the promotion, management and advice to policyholders who choose us to purchase their insurance.

What is Asegurame?

Es la plataforma que brinda soporte al Uniserse “digital”, que permite de manera rápida, conveniente y segura, cotizar, comparar y adquirir directamente seguros con Aseguradoras debidamente inscritas ante la Superintendencia de Seguros de Costa Rica (SUGESE).  Te invitamos a visitarla en www.asegurame.cr

Is it safe to purchase insurance directly through Asegurame?

Of course! all the products offered for your convenience there, have been evaluated by the management team and brokers of Uniserse and before being offered, they go through an arduous process of analysis and design so that the experience and usability is optimal, what is offered is effective in terms of coverage for those who choose to purchase insurance there, all kinds of tests with the insurance companies to guarantee the interconnectivity and security of the information and as if all of the above were not enough, you have the advice and post-purchase support that characterizes Uniserse and that no other platform of this type offers in the country.